Technical Business Analyst - Cards & Payment Networks

💰 Salary: £70,000 per annum
💼 Type: Permanent / Full-Time (FTE) / Subcontractor

Are you a payments expert who speaks fluent ISO 8583 and loves deconstructing transaction flows? We are looking for an experienced Technical Business Analyst to join our team! In this role, you will dive deep into authorization, clearing, and settlement platforms, working directly with major payment networks. If you bridge the gap between complex business logic and technical execution effortlessly, we want you on board! 💳✨

• The Track Record: ⏳ 7+ years of experience as a Technical Business Analyst specifically within the Payments domain.
• Domain Expertise: 💳 Deep, hands-on understanding of the Card Issuing & Acquiring lifecycles (Mandatory Skill).
• Network Know-How: 🌐 Practical experience with Visa Base I/II/III, Mastercard CIS, or Amex systems.
• Data Formats: 🔠 Deep expertise in ISO 8583, ISO 20022, and JSON APIs.
• The Lifecycle: 🔄 Mastery of end-to-end authorization, clearing, settlement, and reconciliation flows.
• Security & Compliance: 🔒 Solid grasp of PCI-DSS requirements, chargebacks, and dispute processing.
• Crypto & Security: 🔑 Working knowledge of cryptography and PIN translation requirements.

• Requirement Translation: 📝 Gather complex business requirements and translate them into crystal-clear technical specifications, user stories, and acceptance criteria.
• Data Mapping: 🗺️ Map data elements seamlessly across internal platforms and external payment networks.
• Scheme Compliance: 🏅 Drive scheme compliance and spearhead network certification testing (e.g., Mastercard MAS).
• Quality Assurance: 🧪 Define and validate comprehensive end-to-end payment test scenarios.
• Troubleshooting: 🔍 Dive into data using SQL and log analysis to investigate and resolve complex transaction issues.
• Collaboration: 🤝 Work closely with Engineering, QA, and Network teams within an Agile/Scrum framework.

• Payment Standards: ISO 8583 | ISO 20022
• Data & Analytics: SQL
• Collaboration & Tracking: Jira | Confluence
• Frameworks: Agile | Scrum | SAFe

• 🧠 Analytical Mindset: A sharp, data-driven approach to solving complex payment puzzles.
• 🗣️ Elite Communicator: Ability to translate complex technical jargon into simple business terms, and vice versa, for stakeholders at all levels

Randstad Technologies Ltd is a leading specialist recruitment business for the IT & Engineering industries. Please note that due to a high level of applications, we can only respond to applicants whose skills & qualifications are suitable for this position. No terminology in this advert is intended to discriminate against any of the protected characteristics that fall under the Equality Act 2010. For the purposes of the Conduct Regulations 2003, when advertising permanent vacancies we are acting as an Employment Agency, and when advertising temporary/contract vacancies we are acting as an Employment Business.