Credit Risk Modeller

Credit Risk Modeller

Are you an experienced Credit Risk Modeller ready to dive into an exciting transformation project? Our client is on a mission to revolutionise their credit-risk capability with a cutting-edge credit-decisioning platform, enhanced data services, and innovative customer-lifecycle strategies. We are seeking a passionate professional to join this dynamic journey for a 6-month contract.

Contract Details:
Daily Rate: From £400 to £600 (inside IR35 via umbrella)
Contract Length: 6 months

Location: Slough/Manchester/Hertfordshire (2 days per week onsite)

Core Responsibilities:
As our Credit Risk Modeller, you will be at the forefront of building new credit-risk models. Your responsibilities will include:

Developing application scorecards, Probability of Default (PD) models, and behavioural models.
Extracting and preparing large datasets using Python and SQL to support model development and validation.
Utilising TransUnion and Equifax data, ensuring optimal variable usage and regulatory alignment.
Conducting back-testing, stability analysis, reject inference, and performance monitoring.
Producing clear, audit-ready model documentation for governance approval.
Providing expert input into implementation, testing, and monitoring frameworks.
Sharing best practises and helping uplift modelling capabilities across the team.

Key Skills (Essential):
To excel in this role, you should possess:

Python Expertise: Strong experience in model development, feature engineering, and statistical modelling.
SQL Proficiency: Confident in extracting and transforming large datasets effectively.
Credit-Risk Modelling Experience: Proven track record in building application scorecards, PD models, and behavioural/in-life models.
Bureau Knowledge: Deep familiarity with TransUnion and Equifax data structures and modelling considerations.
Analytical Capability: Ability to interpret complex datasets and generate actionable insights.
Regulatory Awareness: Understanding of model governance, fairness, explainability, and PD regulatory expectations.

Join Us Today!
If you are ready to take ownership, deliver high-quality modelling outputs at pace, and make a tangible impact in a collaborative environment, we want to hear from you!

Apply now and embark on this exciting journey with us. Your expertise can help shape the future of credit risk management!

Note: Please submit your CV and a brief cover letter detailing your relevant experience.

Adecco is a disability-confident employer. It is important to us that we run an inclusive and accessible recruitment process to support candidates of all backgrounds and all abilities to apply. Adecco is committed to building a supportive environment for you to explore the next steps in your career. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.