Employed Servicing Mortgage Adviser

Employed Mortgage Broker / Adviser 

An excellent opportunity has arisen for an experienced Mortgage Broker / Adviser to join a well-established, independent mortgage advisory firm based near Harrow.

With more than 30 years of experience, the business has built an enviable reputation for providing clear, tailored mortgage advice and protection planning, supported by a loyal and long-standing client base.

The firm is known for its professional, client-first approach and ability to access whole-of-market mortgage solutions, helping clients find the right lending options for their individual circumstances.

The Role

As a Mortgage Broker / Adviser, you’ll work closely with clients to understand their financial circumstances, property plans and borrowing requirements. You’ll provide tailored, compliant advice and recommend suitable mortgage solutions from across the market, supporting clients throughout the application process.

One of the key advantages of this opportunity is the quality and consistency of the lead flow. The majority of clients come through the financial planning team, referrals, recommendations,  are already motivated to proceed. In many cases, the opportunity is effectively pre-qualified, allowing you to focus on advising clients and progressing applications rather than cold-calling or generating new business.

There is no expectation to self-generate leads, bring an existing client bank or work from cold leads.

You’ll also be supported by a friendly and dedicated administration team, allowing you to focus on your clients and manage a strong volume of cases efficiently. The team supports a broad range of lending requirements, including residential purchases, remortgages and buy-to-let.

Key Responsibilities

• Conduct thorough fact-finds to understand clients’ financial circumstances, borrowing requirements and objectives
• Provide clear, compliant mortgage advice and explain recommendations in an accessible and client-friendly way
• Research and recommend suitable mortgage products from across the whole market
• Manage client applications from recommendation through to completion
• Maintain accurate and compliant client records in line with FCA requirements
• Build strong, long-term relationships with clients, with a focus on service, retention and repeat business
• Work closely with the administration team to ensure applications progress smoothly and efficiently
• Collaborate with colleagues to contribute to team objectives and the continued growth of the business

Skills & Qualifications

We’re looking for an experienced Mortgage Adviser who is confident providing regulated mortgage advice and is committed to delivering an excellent client experience.

Ideally, you’ll have:

• Full qualification to provide mortgage advice, such as CeMAP, CII or equivalent – essential
• Proven experience working as a Mortgage Broker or Adviser
• A stable and consistent employment history
• Strong knowledge of the residential and buy-to-let mortgage markets
• Experience advising on life / protection products would be advantageous
• Excellent communication and relationship-building skills
• High standards of professionalism and attention to detail
• A strong understanding of compliance and FCA requirements
• A client-focused approach with the ability to manage a busy pipeline effectively

Salary & Benefits

• £35,000–£40,000 depending on experience
• Uncapped commission structure - 1st year circa £80,000
• Additional commission and bonus opportunities
• Consistent, high-quality referral-based leads
• No requirement to cold call or self-generate business
• Dedicated administrative support
• Ongoing training and professional development
• Clear opportunities for career progression
• Friendly, supportive and team-oriented working environment

Why Consider This Opportunity?

This is an excellent opportunity for a Mortgage Adviser who wants to spend more time advising clients and less time chasing leads.

With a strong referral network, an established client base, whole-of-market access and dedicated administrative support, you’ll have the infrastructure to focus on what you do best — providing quality mortgage advice and building lasting client relationships.