Insurance Life Specialist

We have an excellent opportunity for an Insurance Life Specialist to join our client in the financial sector. The role is to provide a to provide tailored life insurance solutions to clients. The successful candidate will build strong customer relationships, identify protection needs, and recommend suitable products while ensuring full regulatory compliance.

The role involves assessing client needs, recommending suitable coverage, explaining policy features, and maintaining long-term client relationships while ensuring compliance with financial regulations and company standards.

Key Responsibilities

• Meet with clients to assess financial protection and life insurance needs
• Recommend appropriate life insurance products and coverage levels
• Explain policy terms, exclusions, premiums, and benefits clearly
• Conduct fact-finding and risk assessments
• Generate new business through referrals, networking, and lead generation
• Maintain and grow an existing client portfolio
• Process applications and support underwriting requirements
• Ensure compliance with FCA and data protection regulations
• Review client policies regularly and recommend updates where appropriate
• Liaise with underwriters, claims teams, and financial advisers
• Maintain accurate client records using CRM systems
• Achieve sales and retention targets

Required Skills & Competencies

Technical Skills

• Strong understanding of life insurance products:
• Term life insurance
  • Whole of life insurance
  • Critical illness cover
  • Income protection
  • Mortgage protection
  • Will importance/protection
• Knowledge of underwriting processes
• Familiarity with compliance and regulatory standards
• CRM and financial software proficiency

Soft Skills

Excellent communication and interpersonal skills

Consultative sales ability

Strong listening and analytical skills

Negotiation and objection-handling skills

Attention to detail

Time management and organisation

Customer-focused mindset